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Free Return & Refund Policy Generator

Use our return and refund policy generator to create a compliant policy for your online store, app or business in minutes. Free, customizable and compliant with US, California, UK and EU requirements.

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Free to startTrusted by 10,000+ businesses

Operating without this policy puts your business at risk

Regulators are actively enforcing privacy laws. Here is what you face without proper compliance:

California compliance issues: Civil Code Section 1723 requires clear return policy disclosure
Payment processor chargebacks: PayPal/Stripe side with customers without clear policies
EU/UK customer disputes: 14-day mandatory return window under EU/UK consumer protection laws
Lost customer trust: 67% of shoppers check return policies before buying
10,000+
Policies generated
4.9/5
User rating
5 min
Average generation time
$0
Base policy cost
Perfect for

Who Needs a Return & Refund Policy?

Online Stores

Shopify, WooCommerce, Etsy, Amazon sellers with physical or digital products

Digital Products

Mobile apps, desktop software, SaaS platforms, online courses, e-books

Subscriptions

Monthly/annual memberships, subscription boxes, recurring billing platforms

International

Bloggers, indie developers selling to US, UK, EU and global customers

Why you need this

Why Your Business Needs a Return & Refund Policy

Legal Compliance

Meet US state laws, California requirements, and EU/UK consumer protection standards. Covers California Civil Code Section 1723, US FTC guidelines compliance, EU/UK 14-day return requirements, and helps you avoid regulatory penalties.

Protect Your Business

Reduce chargebacks and disputes with clear refund terms. Includes PayPal/Stripe chargeback protection, defines acceptable return conditions, sets restocking fees if applicable, and clarifies return shipping responsibility.

Build Customer Trust

Reassure visitors with transparent return policies. 67% of shoppers check returns before buying. Reduce purchase anxiety, increase conversion rates, and improve customer satisfaction.

How it works

Generate Your Return & Refund Policy in 3 Simple Steps

Step 1

Answer Quick Questions

Choose your product type, location, returns timeframe, and business details.

Step 2

We Generate Instantly

Our generator creates a customized, legally compliant policy based on your answers.

Step 3

Download & Publish

Download in HTML, Markdown, or TXT. Add to your store footer or checkout page.

Features

What's Included

Start free with a comprehensive base policy. Add premium compliance modules only if you need them.

Free Features

Included at no cost

  • Return/refund timeframe (14-90 days)
  • Acceptable conditions for returns
  • Return shipping responsibility
  • Refund processing timeline
  • Non-returnable items clauses
  • Contact information for returns

Premium Add-ons

Pay only for what you need

  • Unused/Undamaged Required$10
  • Receipt Required$10
  • Sale Items Refundable$24
  • Product Exchanges$24
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TermsBox vs the Alternatives

See how TermsBox stacks up against hiring a lawyer or doing it yourself.

FeatureTermsBoxLawyerDIY
CostFree or low-cost$500 to $5,000+Free
Time to create5 minutes1 to 2 weeksHours of research
Legal compliance
Auto-updates
Hosted for you
Multiple formats
Customizable
FAQ

Return & Refund Policy FAQ

Common questions about return & refund policy and legal compliance.

A Return & Refund Policy is a legal document that outlines the terms and conditions under which customers can return products or request refunds. It sets clear expectations for both you and your customers, covering return timeframes, acceptable conditions, refund processing, and special circumstances. For e-commerce businesses, it is essential for legal compliance and building customer trust.

Under the EU Consumer Rights Directive, consumers have a mandatory 14-day "cooling-off period" to return most goods purchased online without giving a reason. This applies to all EU countries (including Norway via EEA). Businesses must clearly display this right and cannot charge restocking fees for these returns. Some products are exempt (digital downloads, perishables, custom items).

Yes, if you serve both markets. EU/UK law mandates a 14-day return window and prohibits certain fees, while US law varies by state with no federal return requirements. Our generator creates policies that comply with both jurisdictions by including EU mandatory provisions while allowing flexibility for US customers. You can specify your target markets during setup.

Yes. While digital products (software, e-books, courses) are generally exempt from the EU 14-day return right once downloaded, you still need a refund policy. You should cover: technical issues, download failures, accidental purchases, and your discretionary refund process. Our generator includes legally compliant "no returns" clauses plus fair refund provisions for technical problems.

Yes, for truly custom or made-to-order items (personalized products, bespoke services), you can exclude them from refunds under both EU and US law. However, you must clearly disclose this BEFORE purchase and ensure customers acknowledge it. Our generator includes legally compliant exclusion language plus handling for defects vs. buyer remorse.

Your policy should distinguish between: (1) Defective/damaged products (full refund + return shipping covered by you), (2) Change of mind returns (refund allowed but customer pays return shipping), and (3) Items damaged by customer (no refund). The EU 14-day window covers "change of mind" but you can require items be unused/original packaging. Our Unused/Undamaged Required add-on ($10) includes detailed clauses for each scenario.

Restocking fees (typically 10-25%) are allowed in the US but PROHIBITED within the EU 14-day mandatory return window. After 14 days, you can charge restocking fees in the EU if clearly disclosed. Our generator creates compliant policies that: (1) Never charge fees within EU 14-day window, (2) Allow optional fees for extended returns (UK/US), (3) Exclude fees for defective items.

It depends. For EU mandatory 14-day returns, you can require customers to pay return shipping UNLESS you did not disclose this upfront or the item is defective (you pay). For US/UK extended returns, you set the terms. Our generator covers domestic and international shipping responsibility, defective item handling, and cost allocation clauses.

International returns are complex. You should specify: (1) Which countries you accept returns from, (2) Who pays international return shipping (usually customer), (3) Who handles customs/duties on returns, (4) Import restrictions. Our generator provides legally compliant cross-border return clauses including customs responsibilities and rejected package handling.

Yes, the base Return & Refund Policy is 100% free and includes all essential clauses: return timeframe, conditions, shipping responsibility, refund processing, and contact info. Professional add-ons ($10-$24 each) provide enhanced coverage: Product Must Be Unused/Undamaged ($10), Receipt/Proof of Purchase Required ($10), Sale Items Refundable ($24), and Product Exchanges ($24). Maximum cost is $68 for all add-ons.

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Takes less than 5 minutes

Create Your Free Return & Refund Policy

Join 10,000+ businesses that trust TermsBox for their legal compliance. Create your return & refund policy in minutes, completely free.

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